You can pay your loan account via Direct Debit or via internet or telephone banking - whatever suits you best.
Direct debit is the easiest and quickest way to pay off your personal loan. To set up a direct debit give us a call on 0800 422 898 between 9am – 6:30pm (Monday - Friday).
You can make a payment via internet or telephone banking using the details below:
- Name of account: Latitude Personal Loans
- Account number: 03-0566-00225217-000
- Particulars: Account holder’s surname and first initial
- Reference: Loan account number (e.g.: LAI-XXXXXXX)
Frequently Asked Questions
Your loan contract will advise you of your minimum monthly payment, which will also be shown in the LatitudeMoney Servicing Portal. You can choose to split the payment into weekly or fortnightly amounts which will be debited from your nominated bank account at your nominated frequency.
Your loan details such as total balance, payment due date, minimum amount due, loan start date, loan term and the interest rate are all available on the LatitudeMoney Servicing Portal.
This is the date in your loan contract that your loan is required to be paid off in full. This date does not change if the loan is paid off early or late.
The interest rate on Fixed Rate Loans is fixed for the life of the loan.
The interest rate on Variable Rate Loans is subject to change throughout the duration of the loan.
If you aren’t sure if your loan is fixed or variable, log in to the LatitudeMoney Servicing Portal to check.
The due date is based on the date the loan was opened. If the date is greater than the total days in that month, your due date will be the last day of that month.
With a Latitude Personal Loan, you can make extra payments whenever and however you like.
Not at the moment. However, all the details you need to make an automatic payment via internet or telephone banking are in the LatitudeMoney Servicing Portal.
Alternatively, you can give us a call on 0800 422 898 between 9am – 6:30pm (Monday - Friday) if you’d like to discuss direct debit options.
We understand that nobody likes a late fee. Paying by direct debit saves you time and the hassle of manual repayments, it also helps you to avoid fees from missed or late payments.
Make sure you have sufficient funds in your account so all direct debits and other scheduled payments can be made. You can also make additional repayments, so you pay off your loan sooner and save on interest.
If something changes and you’re finding it hard to manage your repayments, don’t worry – our Hardship Care team are here to help. We may be able to tailor an arrangement to suit your needs. To learn more, visit our Hardship Care page.