A third party, authorised by you, can apply for Hardship Care on your behalf. But before they can, it’s worth mentioning a few details:
- Your nominated representative must be pre-authorised with us before they can apply (click here to download a copy of our Third Party Authority Form under your Gem product)
- Once pre-authorised, your nominated representative can apply for Hardship Care on your behalf, online.
- Your nominated representative may be required to supply additional documents to us as part of your Hardship Care application – for example, copies of payslips or income statements, utility bills or expense statements, copies of loan or credit card statements from other lenders, etc
- If your application is successful, you’ll still need to accept the arrangement terms proposed even if your authorised representative has applied on your behalf. This will be a change to your credit contract with Gem and so we’ll need your direct approval to proceed
Want to know more? Click here to view our other articles about Hardship Care.
Need more advice?
If you’re worried about your finances, you can get free and confidential advice from an independent service such as MoneyTalks. They offer over-the-phone budgeting support, or they can put you in touch with a local Financial Mentor for face-to-face help.