How do I pay my credit card account?
You'll find all of our payment options here
What is the ‘Payment to Reduce Further Interest’?
The ‘Payment to Reduce Further Interest’ amount will show how much you need to pay that month to reduce the amount of interest you’re charged in the future, or in some cases, avoid interest altogether. It includes the minimum monthly payment, any outstanding fees, non-promotional balances and any promotional transactions that will become interest bearing shortly.
The ‘Payment to Reduce Further Interest’ is only a suggested payment to help you reduce the amount of interest you pay on your account. You must however pay the at least the minimum monthly payment, shown in the Latitude App or your statement by the payment due date.
How much do I have to repay each month?
Each month, we only ask you to pay 3% of your outstanding balance or $20 (whichever is greater). If you only pay the minimum monthly payment, you may not pay off your entire balance in that time.
When should I pay my account to ensure it's processed by the due date?
We will not treat a payment as being made until it is actually credited to your account.
Payments for your account should be received by the due date listed on your statement. Because processing of payments is often delayed on weekends and public holidays, it’s best to make your payment at least one working day (ie between Monday to Friday) before it is due to avoid any additional charges.
Payments made before 3pm NZST on business days will be processed on the same business day. Please allow up to three business days for the payment to show in your transaction history.